Fraud Detection & Prevention

Committed to Protecting Your Business

3CU aggressively investigates workers’ compensation fraud, working closely with employers, agents, the National Insurance Crime Bureau, outside investigative agencies and our in-house Investigative Services Unit (ISU). While fraud occurs in a relatively small percentage of claims in the workers’ compensation industry, the expense can have a devastating impact on an employer’s experience modifier and, ultimately, their insurance premium. If a legitimate situation arises, we will be vigilant in pursuing it to its resolution.

If you suspect fraudulent activity or have information regarding a fraudulent 3CU claim, call toll-free 800-944-FRAUD (3728) or email ReportFraud@3CU.com to report the activity. Calls are confidential and can be made anonymously. See our Resource Library for examples of workers’ compensation fraud and fraud posters to display in the workplace.

To report fraud, call our anonymous tip line – 800-944-FRAUD (3728). Or you may submit an online referral in the form below. Please provide as much detail as possible.

Your information (all below are optional - you may remain anonymous):