Third Coast Underwriters (3CU) works closely with employers, insurance agencies, our Investigative Services Unit, the National Insurance Crime Bureau (NICB), ISO and outside investigative agencies to deter, prevent, investigate and, in specific cases, pursue convictions of those who commit workers’ compensation fraud. While actual fraud in the workers’ compensation industry involves a relatively small percentage of claims, the expense to employers can have devastating impacts to an employer’s experience modifiers and insurance rates.
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