Who we are

    Third Coast Underwriters (3CU) specializes in workers' compensation and is dedicated to understanding and actively managing complex workers' compensation risk with an unwavering attention to service. Serving customers with a minimum premium of $150,000 and a focus on Midwest, Gulf and select Southeastern states, we specialize in underserved markets including construction, non-trucking transportation, energy, emerging markets, long shore and mergers and acquisitions.

    Since our inception, 3CU has focused on one central premise, exceeding our customers' expectations. Customers choose 3CU because:

    • Partnership builds trust: Our customers value proactive, consultative service from their carrier, and we actively partner to improve the overall cost of risk and to drive down claims costs.
    • Outcomes matter: 3CU focuses on reducing accidents and increasing productivity and profits.
    • Ease of doing business is important: Our customers come first and our internal operations reflect it.
    Third Coast Underwriters is a division of Accident Fund Holdings, Inc., and its subsidiaries. Accident Fund Holdings and its subsidiaries are one of the largest workers' compensation insurers in the United States and rated "A-" (Excellent) by A.M. Best.

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