Fraud Prevention

3CU aggressively investigates workers’ compensation fraud, working closely with employers, agents, the National Insurance Crime Bureau, outside investigative agencies and our in-house Investigative Services Unit. While fraud occurs in a relatively small percentage of claims in the workers’ compensation industry, the expense can have a devastating impact on an employer’s experience modifier and, ultimately, their insurance premium. If a legitimate situation arises, we will be vigilant in pursuing it to its resolution.

If you suspect fraudulent activity or have information regarding a fraudulent 3CU claim, call toll-free 1-800-944-FRAUD (3728) or email ReportFraud@3CU.com to report the activity. Calls are confidential and can be made anonymously. See our toolbox for examples of workers’ compensation fraud and fraud posters to display in the workplace.