Fraud Prevention

3CU aggressively investigates workers’ compensation fraud, working closely with employers, agents, the National Insurance Crime Bureau, outside investigative agencies and our in-house Investigative Services Unit. While fraud occurs in a relatively small percentage of claims in the workers’ compensation industry, the expense can have a devastating impact on an employer’s experience modifier and, ultimately, their insurance premium. If a legitimate situation arises, we will be vigilant in pursuing it to its resolution.

If you suspect fraudulent activity or have information regarding a fraudulent 3CU claim, call toll-free 1-800-944-FRAUD (3728) or email ReportFraud@3CU.com to report the activity. Calls are confidential and can be made anonymously. See our toolbox for examples of workers’ compensation fraud and fraud posters to display in the workplace.

To report fraud, call our anonymous tip line – 1-800-944-FRAUD (3728). For more information about our Investigative Services Unit, please watch the videos below.

ISU Philosophy & Overview

ISU Philosophy & Overview

ISU Causation Analysis Program

ISU Causation Analysis Program

ISU Fraud

ISU Fraud

ISU Approach & Methodology

ISU Approach & Methodology