Who We Serve/Appetite

At 3CU, we focus on customers with complex operations and challenging exposures that require unique workers’ compensation solutions. You can find a list of our targeted business segments for workers’ compensation below. Please note that the minimum premium for eligible operations is $150,000.

Workers’ Compensation for Agribusiness

3CU focuses on customers with complex operations and challenging exposures that require unique workers’ compensation solutions focused on delivering superior outcomes. Using our individual account servicing model, our 3CU team conducts a thorough assessment of your operations and risks, allowing us to design a customized workers’ compensation program utilizing our industry experts in claims, loss control and underwriting. Our agribusiness appetite covers commercial agribusiness operations from the farm through the first processor including supporting input and output providers.

3CU Agribusiness Segment Guide

Workers’ Compensation for Construction

3CU specializes in servicing the workers’ compensation needs of the construction industry. To that end, 3CU has built a company that delivers key risk management capabilities to your operations. Our customers represent most trades within the construction process.

3CU Construction Guide

Workers’ Compensation for Emerging Markets

3CU has  the experience to evaluate new and emerging industries. Whether high- or low-tech, new classes of business need to be evaluated with an open mind and an eye toward understanding of the client’s requirements. Using 3CU’s individual account model, our underwriting and loss control team assesses client needs allowing us to design workers’ compensation programs matching their unique workers’ compensation needs.

3CU Emerging Markets Guide

Workers’ Compensation for Energy (Gas & Oil)

3CU specializes in servicing the needs of the oil and gas (energy) industry with a dedicated loss control, claims and underwriting team to meet your expectations and exceed your requirements. Using our individual account servicing model, our 3CU team conducts a thorough assessment allowing us to design a workers’ compensation program that will deliver you the best outcomes for your insurance dollar.

3CU Energy Segment Guide

Workers’ Compensation for Longshore

3CU specializes in the needs of the marine industry with coverage for U.S. Longshore and Harbor Workers’ Compensation Act (USL&H). 3CU’s highly experienced team will work with you to design a workers’ compensation program and service strategy to ensure your exposures are managed and controlled.

3CU Longshore Segment Guide

Workers’ Compensation for Mergers and Acquisitions

Brokers specializing in mergers and acquisitions have close, long-term relationships with private equity firms who demand excellence. They involve tight time frames as well as the need for flexible program structures and respect for confidentiality. Your workers’ compensation underwriters need a broad background and understanding of these commercial clients and their exposures. Using our individual account model, 3CU’s underwriting and loss control team assesses client needs allowing us to design workers’ compensation programs matching their requirements.

We will aid you in the due diligence process by focusing on your client’s priorities. We will work with you to evaluate available information and deliver your quote promptly. Whether your goal is to limit costs or collateral, we can design an effective product to meet your needs.

3CU Mergers Acquisitions Guide

Workers’ Compensation for Specialty Transportation

Many companies specialize in the trucking market. 3CU concentrates on other aspects of the transportation industry that can benefit from a specialty approach. Using our individual account model, our underwriting and loss control team assesses client needs allowing us to design workers’ compensation programs matching specialized requirements.

3CU Specialty Transportation Guide

Want to know more?

If your business demands a creative, custom-fit approach to workers’ compensation, contact your Third Coast Underwriters Agent or find an independent agent in your area.